Congregational Properties and Loan Committee

• The Congregational Properties and Loan Committee (CPLC) was established in April 1996 to promote and facilitate the continued growth of Unitarian Universalist Association (UUA) member congregations.

Charge

• The CPLC manages UUA funds designated to provide service to our congregations that have property and land needs. The CPLC provides support to congregations seeking financing for those purposes.
• The CPLC develops, recommends, and implements policy and guidelines for loans, loan guarantees, grants and awards, including fees, terms, and interest rates when applicable.
• The CPLC monitors collection of loan repayments, negotiates financing or refinancing bank lines of credit, and regularly reports these activities to the UUA Board of Trustees.

Membership

The following staff positions support CPLC work and attend each of the meetings:

• Staff Liaison, Director of Congregational Stewardship
• Congregational Stewardship Network Program Manager
• UUA Treasurer
• UUA Financial Reporting Manager
• UUA Financial Advisor

Programs Sponsored By the CPLC

• Building Loan Program

1. The Building Loan Program provides affordable financing for three types of project:
   building or buying a first spiritual home,
2. repairing or renovating existing facilities where substantial construction is not required,
3. expanding current facilities where substantial construction is required, especially to make facilities more accessible.
   
   The program is not designed to support deferred maintenance and repair efforts.

• First Home Grant Program
  The First Home Grant gives money to congregations seeking to purchase their first piece of land and/or to construct their first spiritual home. The program is not designed for congregations that already own a building.
   
• Loan Guarantee Program
  The Loan Guarantee Program offers to guarantee a loan made by a local lender in cases where the lender requires this support before agreeing to loan money to a congregation. The program is not designed to support deferred maintenance and repair efforts.
   
• Green Construction Award Pilot Program
  The Green Construction Award Pilot Program provides financial awards to congregations that have built green and have received Leadership in Energy and Environment Design (LEED) certification. This pilot program is in effect until as many as six congregations have earned an award. The program will be re-evaluated in 2010.